Client Information

Independence
Naylor & Company does not accept fees or compensation from any brokerage firm or mutual fund company.  We have no incentive to select one investment over another apart from the client’s own interest.

Separately Managed Accounts
Client funds are held in separately managed accounts in the client’s name at independent brokers/custodians, such as TD Ameritrade.

Transparency
Clients have 24-hour access to their brokerage accounts and full online transparency of all their holdings, transactions and account records.  The independent broker provides monthly statements in hard copy or via email notices.

Range of Account Types
Naylor & Company manages regular brokerage accounts, IRAs, SEP IRAs, SIMPLE IRAs, Trust Accounts and Individual 401k accounts.  We work with clients to determine the best account for the client’s needs and overall tax situation.

Tax Efficiency
Naylor & Company tends to hold investments for relatively long periods of time, often 3 to 5 years or more.  As a result, gains are typically classified as long-term capital gains and receive more favorable tax treatment.  This is especially important for investments in taxable accounts.

Suitability
Naylor & Company’s investment strategy is suitable for investors with at least a 3- to 5-year investment horizon.  Of course, clients can access their funds at any time, but having a longer time horizon allows Naylor & Company to seek investments that may fluctuate over the short-term, but have better long-term potential.  Also, clients should be willing to accept the greater volatility that can result from investing in small to mid-size companies.